Verified 6 Aug
Vinay Sethi
Asked 28 Mar 2026
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.
I have been using my ICICI Bank credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.