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How to increase credit limit on ICICI Bank credit card?

Vinay Sethi

Asked 28 Mar 2026

3

I have been using my ICICI Bank credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?

1 Answer

4
Shriya Natarajan·10 Apr 2026

I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.

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