Verified 6 Aug
Soham Vemuri
Asked 6 Apr 2026
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I have been using my RBL Bank credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.