How to increase credit limit on RBL Bank credit card?
Koel Sankhyan
Asked 20 Mar 2026
18
I have been using my RBL Bank credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
1 Answer
Accepted
8
Akash Koul·4 Apr 2026
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
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