How to read my Citibank credit card statement
Tiya Poojari
Asked 11 Jun 2026
11
I just received my first Citibank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
23
Bala Sahni·24 Mar 2026
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
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