How to read my Citibank credit card statement

Sohan Wagh

Asked 1 Jun 2026

I just received my first Citibank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?

1 Answer

Lavanya Pathak·5 Mar 2026

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

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