How to read my HDFC Bank credit card statement
Keerthy Deshpande
Asked 14 Mar 2026
5
I just received my first HDFC Bank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
5
Yash Sequeira·7 Mar 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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