How to read my HDFC Bank credit card statement
Aarav Ranjan
Asked 2 Jun 2026
11
I just received my first HDFC Bank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
21
Rudra Saraf·10 May 2026
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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