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How to read my ICICI Bank credit card statement

Rudra De

Asked 12 May 2026

8

I just received my first ICICI Bank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?

1 Answer

Accepted
11
Sumit Thorat·18 Apr 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

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