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How to read my ICICI Bank credit card statement

Vinesh Barthwal

Asked 16 May 2026

13

I just received my first ICICI Bank credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?

2 Answers

Accepted
11
Uday Jaiswal·31 May 2026

I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.

20
Ajith Yadav·12 Apr 2026

I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.

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