Verified 6 Aug
Katrina Gopal
Asked 5 Apr 2026
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blog
The card network matters more than the bank for acceptance and forex. Here's how each one stacks up in India.
blog
Every swipe moves money across multiple rails. The network's fee is small per transaction but massive in aggregate.
blog
Every swipe you make generates 1.5% to 2.5% of revenue for the issuing bank. Here's where it comes from and where it goes.
glossary
A Mastercard premium tier card.
I just received my first Kotak Mahindra credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
