How to read my Kotak Mahindra credit card statement
Katrina Gopal
Asked 5 Apr 2026
20
I just received my first Kotak Mahindra credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
5
Durga Pathak·11 Mar 2026
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
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