How to read my Kotak Mahindra credit card statement
Esha Baishya
Asked 6 Apr 2026
7
I just received my first Kotak Mahindra credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
17
Pushpa Chettiar·10 Jun 2026
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
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