How to redeem reward points on HDFC Bank credit card?
Ganesh Choksi
Asked 5 Mar 2026
I have accumulated around 20,000 reward points on my HDFC Bank credit card. What is the redemption value in rupees and the best way to use them?
2 Answers
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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