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How to redeem reward points on ICICI Bank credit card?

Yathish Pande

Asked 13 Mar 2026

5

I have accumulated around 2,000 reward points on my ICICI Bank credit card. What is the redemption value in rupees and the best way to use them?

2 Answers

13
Kannan Kale·11 May 2026

On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.

8
Vanya Shetty·12 May 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

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