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How to redeem reward points on Standard Chartered credit card?

Janhvi Kale

Asked 6 Mar 2026

11

I have accumulated around 10,000 reward points on my Standard Chartered credit card. What is the redemption value in rupees and the best way to use them?

2 Answers

Accepted
2
Mohit Gowda·21 Feb 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

22
Indira Samanta·25 Mar 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

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