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Is a American Express credit card good for students?

Mahesh Singh

Asked 14 Jun 2026

5

Reviews of American Express credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for first-time credit card users?

1 Answer

Accepted
11
Tara Agrawal·28 Apr 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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