Is a Citibank credit card good for students?
Hansika Balasubramanian
Asked 2 May 2026
9
Reviews of Citibank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for salaried employees?
1 Answer
5
Zoya Shetty·17 Apr 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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