Is a ICICI Bank credit card good for first-time credit card users?
Kangana Pradhan
Asked 17 Mar 2026
21
Reviews of ICICI Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for homemakers with their first card?
1 Answer
Accepted
19
Shiva Sen·11 Mar 2026
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
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