Is a Kotak Mahindra credit card good for freelancers?
Aryan Bissa
Asked 10 May 2026
7
Reviews of Kotak Mahindra credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for freelancers?
1 Answer
8
Ananya Sohi·17 Mar 2026
Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.
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