Is a RBL Bank credit card good for freelancers?
Tarun Patil
Asked 26 Feb 2026
25
Reviews of RBL Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for freelancers?
1 Answer
9
Ishita Talukdar·18 May 2026
On the annual fee — most premium cards waive it if you spend ₹1.5L to ₹3L in the previous year. Wallet loads (Paytm, Amazon Pay balance) usually DON'T count. But utilities, fuel, and grocery do. Spend pattern matters more than absolute number.
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