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Is a RBL Bank credit card good for freelancers?

Ganesh Dhillon

Asked 30 Mar 2026

9

Reviews of RBL Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for homemakers with their first card?

1 Answer

Accepted
14
Selvam Kaimal·15 May 2026

Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.

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