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Is a RBL Bank credit card good for small business owners?

Subhashree Bhattathiri

Asked 19 Feb 2026

18

Reviews of RBL Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for homemakers with their first card?

2 Answers

Accepted
16
Nitin Joshi·26 Apr 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

-1
Avni Tiwari·23 Apr 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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