Is it worth paying an annual fee on a credit card?
Taapsee Lad
Asked 13 May 2026
5
Most premium cards charge ₹5,000+ as annual fee. Are the rewards and lounge benefits worth it for someone whose monthly spend is around ₹1,50,000?
1 Answer
Accepted
19
Hardik Soren·16 Mar 2026
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
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