What happens if I pay only the minimum amount due on my credit card?
Rekha Das
Asked 24 May 2026
13
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my RBL Bank credit card?
1 Answer
0
Hansika Pillai·5 May 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
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