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What happens if I pay only the minimum amount due on my credit card?

Varun Khaidem

Asked 27 Apr 2026

7

I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my ICICI Bank credit card?

1 Answer

Accepted
21
Shivakumar Vaidyanathan·24 May 2026

I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.

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