What happens if I pay only the minimum amount due on my credit card?
Rohit Saxena
Asked 28 Apr 2026
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my Axis Bank credit card?
2 Answers
I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
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