What happens if I pay only the minimum amount due on my credit card?
Sanaya Tiwari
Asked 16 Jun 2026
8
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my ICICI Bank credit card?
1 Answer
Accepted
18
Aaradhya Punia·10 May 2026
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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