What happens if I pay only the minimum amount due on my credit card?
Vishaka Shah
Asked 18 Apr 2026
26
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my Citibank credit card?
1 Answer
Accepted
15
Asha Sharma·15 Apr 2026
I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.
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