What happens if I pay only the minimum amount due on my credit card?
Madhuri Singhal
Asked 14 May 2026
21
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my Standard Chartered credit card?
1 Answer
15
Aanya Tudu·19 May 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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