What happens if I pay only the minimu… — Credit Card Q&A

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Aanya Tudu

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my Standard Chartered credit card?

What happens if I pay only the minimum amount due on my credit card?

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