What happens if I pay only the minimu… — Credit Card Q&A

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Tulsi Jain

I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.

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I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my Standard Chartered credit card?

What happens if I pay only the minimum amount due on my credit card?

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