What happens if I pay only the minimum amount due on my credit card?
Bala Munda
Asked 4 Apr 2026
25
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my ICICI Bank credit card?
1 Answer
5
Ishita Talukdar·10 Apr 2026
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
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