What happens if I pay only the minimum amount due on my credit card?
Aman Sharma
Asked 2 Apr 2026
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my RBL Bank credit card?
2 Answers
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.
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