What happens if I pay only the minimum amount due on my credit card?
Muthukumar Tripathy
Asked 29 May 2026
20
I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my HDFC Bank credit card?
1 Answer
12
Ramesh Rao·30 Mar 2026
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.
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