Verified 6 Aug
Satish Goel
Asked 20 Apr 2026
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I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.