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What is the forex markup fee on Indian credit cards?

Mohanlal Manjhi

Asked 12 Apr 2026

2

I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?

1 Answer

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Aradhya Sahoo·26 Apr 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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