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What is the forex markup fee on Indian credit cards?

Radha Majumder

Asked 9 Mar 2026

11

I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?

2 Answers

Accepted
16
Nakshatra Pandey·28 Apr 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

6
Naveen Sastry·9 Apr 2026

The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.

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