What is the forex markup fee on Indian credit cards?
Keshav Parmar
Asked 27 Feb 2026
21
I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?
2 Answers
Accepted
14
Trisha Chakraborty·14 Jun 2026
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
10
Aanya Gupta·23 Apr 2026
The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.
Your Answer
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.