Verified 6 Aug
Venkatesh Thomas
Asked 28 May 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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I currently have a CIBIL score of 720. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,50,000.