Skip to main content

What is the minimum credit score required for premium credit cards in India?

Venkatesh Thomas

Asked 28 May 2026

25

I currently have a CIBIL score of 720. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,50,000.

1 Answer

5
Vaishnavi Phadke·24 Apr 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.