What is the minimum credit score required for premium credit cards in India?
Venkatesh Thomas
Asked 28 May 2026
25
I currently have a CIBIL score of 720. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,50,000.
1 Answer
5
Vaishnavi Phadke·24 Apr 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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