What is the minimum credit score required for premium credit cards in India?
Raghav Chauhan
Asked 9 Jun 2026
I currently have a CIBIL score of 750. Which premium credit cards am I eligible for? I am okay with annual fees under ₹25,000.
2 Answers
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
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