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What is the minimum credit score required for premium credit cards in India?

Sarojini Jha

Asked 15 Mar 2026

5

I currently have a CIBIL score of 720. Which premium credit cards am I eligible for? I am okay with annual fees under ₹2,00,000.

1 Answer

Accepted
23
Pooja Kumar·12 Jun 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

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