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What is the minimum credit score required for premium credit cards in India?

Pratyusha Gupta

Asked 21 Apr 2026

18

I currently have a CIBIL score of 750. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,00,000.

1 Answer

12
Janhvi Bhave·12 Mar 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

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