Skip to main content

What is the minimum credit score required for premium credit cards in India?

Vikram Raju

Asked 19 Feb 2026

3

I currently have a CIBIL score of 750. Which premium credit cards am I eligible for? I am okay with annual fees under ₹40,000.

2 Answers

12
Yami Kumar·9 Jun 2026

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

7
Raima Verma·2 Jun 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.