What is the minimum credit score requ… — Credit Card Q&A

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Yami Kumar

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

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I currently have a CIBIL score of 750. Which premium credit cards am I eligible for? I am okay with annual fees under ₹40,000.

What is the minimum credit score required for premium credit cards in India?

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