Verified 6 Aug
Rani Rawat
Asked 7 Mar 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
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I currently have a CIBIL score of 800. Which premium credit cards am I eligible for? I am okay with annual fees under ₹25,000.
