What is the minimum credit score required for premium credit cards in India?
Heera Agarwal
Asked 11 Apr 2026
24
I currently have a CIBIL score of 720. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,50,000.
1 Answer
15
Muthulakshmi Babu·20 Mar 2026
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.
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