What is the minimum credit score requ… — Credit Card Q&A

2 Answers

Accepted

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

Your Answer

Why sign in? We moderate Q&A to keep it spam-free.

I currently have a CIBIL score of 780. Which premium credit cards am I eligible for? I am okay with annual fees under ₹1,00,000.

What is the minimum credit score required for premium credit cards in India?

2 Answers

Your Answer