Which credit card gives the highest cashback on online shopping?

Sahil Awasthi

Asked 10 May 2026

I spend around ₹2,00,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?

1 Answer

Accepted

Muthulakshmi Yadav·6 Apr 2026

I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.

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