Which credit card gives the highest cashback on online shopping?
Ayaan Hooda
Asked 5 Jun 2026
I spend around ₹25,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
2 Answers
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.
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