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Which credit card gives the highest cashback on online shopping?

Rajarajeshwari Bansal

Asked 25 May 2026

12

I spend around ₹25,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?

2 Answers

Accepted
15
Tushar Parikh·18 Apr 2026

On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.

4
Asha Choksi·29 Apr 2026

Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.

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