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Which credit card gives the highest cashback on online shopping?

Rakesh Dutta

Asked 9 May 2026

5

I spend around ₹2,00,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?

1 Answer

12
Deepika Murthy·20 May 2026

I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.

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