Skip to main content

Which credit card should I get as a first-time user?

Pratyusha Bhagat

Asked 10 Mar 2026

0

I have never owned a credit card before. Salary is ₹50,000/month. Which is the safest entry-level credit card to start building my CIBIL score?

1 Answer

Accepted
2
Parineeti Varadarajan·25 May 2026

The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.