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Which credit card should I get as a first-time user?

Rashi Vemuri

Asked 27 Feb 2026

9

I have never owned a credit card before. Salary is ₹50,000/month. Which is the safest entry-level credit card to start building my CIBIL score?

1 Answer

0
Shanaya Reddy·11 Mar 2026

I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.

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